The Benefits of Refer & Earn

What is Refer & Earn?

Refer & Earn, is a scheme provided by MMPE for the benefit of new and existing clients. The scheme provides a mechanism for existing clients to refer friends & family for the purpose of the provision of independent mortgage & insurance advice from a FEEFO 5* rated independent Mortgage & Insurance broker.

All existing clients have a unique referral code that can be shared with friends and family. The code can be used on the firms online referral page, new clients who have been referred can confirm any areas where they want advice such as mortgage / remortgage / life assurance etc.

The unique referral code helps MMPE in tracking the referral, to ensure that the referee is credited correctly with the referral.

Referred friends and family just need to use the online referral page to confirm any area that they would like to review, MMPE will then follow up organise a review appointment and do the rest.

Giving Something Back

As a firm MMPE have historically received referrals from existing clients, which we have always been grateful for. Equally, our clients have always been kind enough to provide 5* reviews on FEEFO for the service provided.

Refer & Earn, is a means for MMPE to say thank you for future referrals. Providing the referrer and the referee with Amazon gift vouchers as a thank you for completed new business.

Tracking Progress

All referrals made can be tracked through MMPE’s secure client portal and email updates. The portal will list all referrals made and what stage they have reached.

This helps to maintain a clear and transparent process keeping the referrer informed and updated and when they are due their referral vouchers.

The Benefits

For MMPE the benefits are significant. Referring a new prospective client for a service they are looking for advice on, means that the firm benefits from a warm client enquiry. These types of enquiries generally have a high conversion due to the existing relationship and mutual trust provided.

For the referee, they are benefitting from your previous experience of MMPE, a 5* FEEFO reviewed business. Plus, a £25 Amazon voucher when new business has been completed.

For the referrer, we want to say a big thank you with a £50 Amazon gift voucher for all new clients referred and complete new business.

Tracking Progress

All referrals made can be tracked through MMPE’s secure client portal and email updates. The portal will list all referrals made and what stage they have reached.

This helps to maintain a clear and transparent process keeping the referrer informed and updated and when they are due their referral vouchers.

Refer & Earn Page

Online Referral Page

T&C’s – Like all schemes of this nature there have to be terms and conditions that apply, Should you want further information please click here

If you need your unique referral code, please login to the Secure client portal here

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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      Automatic Property Value Updates

      Changes in property value, coupled with a potential reduction in your loan amount (with a repayment mortgage), mean a change in the equity available in your property (Loan to Value); hence there could be improved opportunities for a better mortgage for you.

      Product Expiry Date

      Sussed will track when your mortgage is due to expire (usually when your mortgage payments rise substantially as you will automatically transfer to your lender’s standard rate).

      The app will alert you when it’s the right time to discuss your options with your mortgage broker.

      Sussed can help you plan.

      Rate Riser

      This feature is ideal for today’s economy and increasing prices. Sussed will continually scan the market, looking for the best-fixed rates available, especially when interest rates are rising.

      Using a series of algorithms, our clever technology can identify longer-term fixed rates available today that could save money against predicted rates at the end of your current product term (including the cost of transfer) – sussed is doing all the hard work.

      Equity Available

      With automatic property value updates and your Mortgage information loaded, this feature calculates the amount of equity and the maximum potential loan that may be available within a landlord’s portfolio. This will assist with seeing if there is the opportunity for to perhaps buy another property from leveraging your portfolio.

      Within sussed, you will also be able to see each of your properties with a roadside picture, a confirmed property value, monthly rental, current mortgage balance, payments, interest rate and the Loan to value/Gross rental yield.

      Sussed can help you manage your portfolio.

      Early Review

      This feature is there waiting for interest rates when they reduce. Using the same technology as Rate Riser, sussed will identify if your current deal is now able to be improved.

      Should the interest rates decrease, sussed will compare deals available on the day with your existing deal and flag if there is an opportunity for you to save money by switching.

      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100

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