City skyline

remortgages

Do you want a better mortgage rate, or simply need additional funds for home improvements? My Mortgage & Protection Experts offer remortgages and lender product transfer advice across the UK for all individual requirements.

Get in Touch

See Our Reviews

  • 5* Rated Service
  • Access to 90+ Lenders
  • SUSSED, Our £ Saving App
  • FCA Regulated, Personalised Advice
Re-Mortgages

remortgage advice

MMPE are Remortgage & Product Transfer Specialists, and we believe that getting the right remortgage / product transfer advice throughout your mortgage lifetime is “invaluable”.

Remortgage options should be reviewed when you have a mortgage scheme ending. By reviewing your options, you may potentially gain a better interest rate, or the facility to borrow additional funds for home improvements or to capital raise.

More recently, lenders have offered existing borrowers product transfers as an incentive to stay with them. It is important to review your options versus the open market as you will very often gain better terms and lower interest rates. MMPE assist our clients review both options so you can make informed decisions.

A remortgage is a new loan that is taken out on a property that you already own to replace your existing mortgages. There are many reasons you may choose to do this including;

Get in Touch
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 0% - 15%):
Repayment Period (Between 25 - 30 Years):
Contact Us
Monthly Payments: £
Total Payment: £
Total Interest: £
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments: £
Total Payment: £

mortgage affordability calculator

This calculator allows you to see how your mortgage payments change at different interest rates. You can also see what affect the length of the mortgage and the size of deposit has on your repayments.

Re-Mortgaging

remortgage deals

Remortgaging is not always the right thing to do. There can be other options available such as further advances, second charge mortgages, personal loans.

My Mortgage & Protection Experts (MMPE) will assist in advising on the most appropriate loan to suit your circumstances. Equally, as a customer of MMPE, we will schedule automated reviews of your mortgage at the relevant time.

Working with our customers to assist in providing open market research of the products provided by the existing lender and the open market. Our aim being to assist our clients make informed decisions and save as much as feasibly possible on mortgage interest payments made over the term of a loan.

Get in Touch

3 simple steps

1. Personal Details

Our standard fee for arranging a mortgage is £395. The fee is due upon application of a mortgage loan to the lender.

'A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.'

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

'Think carefully before securing other debts against your home'

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Menu

    Leave a Review

    For more details on how we handle your data, please view our Privacy Policy

    Error: Contact form not found.

      Contact Me

      Fields marked with an * are required.

      For more details on how we handle your data, please view our Privacy Policy

      Automatic Property Value Updates

      Changes in property value, coupled with a potential reduction in your loan amount (with a repayment mortgage), mean a change in the equity available in your property (Loan to Value); hence there could be improved opportunities for a better mortgage for you.

      Product Expiry Date

      Sussed will track when your mortgage is due to expire (usually when your mortgage payments rise substantially as you will automatically transfer to your lender’s standard rate).

      The app will alert you when it’s the right time to discuss your options with your mortgage broker.

      Sussed can help you plan.

      Rate Riser

      This feature is ideal for today’s economy and increasing prices. Sussed will continually scan the market, looking for the best-fixed rates available, especially when interest rates are rising.

      Using a series of algorithms, our clever technology can identify longer-term fixed rates available today that could save money against predicted rates at the end of your current product term (including the cost of transfer) – sussed is doing all the hard work.

      Equity Available

      With automatic property value updates and your Mortgage information loaded, this feature calculates the amount of equity and the maximum potential loan that may be available within a landlord’s portfolio. This will assist with seeing if there is the opportunity for to perhaps buy another property from leveraging your portfolio.

      Within sussed, you will also be able to see each of your properties with a roadside picture, a confirmed property value, monthly rental, current mortgage balance, payments, interest rate and the Loan to value/Gross rental yield.

      Sussed can help you manage your portfolio.

      Early Review

      This feature is there waiting for interest rates when they reduce. Using the same technology as Rate Riser, sussed will identify if your current deal is now able to be improved.

      Should the interest rates decrease, sussed will compare deals available on the day with your existing deal and flag if there is an opportunity for you to save money by switching.

      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100

        Download your PDF

        For more details on how we handle your data, please view our Privacy Policy

          Contact Us Today

          For more details on how we handle your data, please view our Privacy Policy