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remortgages

Do you want a better mortgage rate, or simply need additional funds for home improvements? My Mortgage & Protection Experts offer remortgages and lender product transfer advice across the UK and for all individual requirements

Re-Mortgages

remortgage advice

MMPE are Remortgage & Product Transfer Specialists, and we believe that getting the right remortgage / product transfer advice throughout your mortgage lifetime is “invaluable”.

Remortgage options should be reviewed when you have a mortgage scheme ending. By reviewing your options, you may potentially gain a better interest rate, or the facility to borrow additional funds for home improvements or to capital raise.

More recently, lenders have offered existing borrowers product transfers as an incentive to stay with them. It is important to review your options versus the open market as you will very often gain better terms and lower interest rates. MMPE assist our clients review both options so you can make informed decisions.

A remortgage is a new loan that is taken out on a property that you already own to replace your existing mortgages. There are many reasons you may choose to do this including;

  • You want a better interest rate and lower monthly mortgage payments
  • Your current mortgage deal is about to end
  • Borrowing additional amounts for home improvements
  • Consolidation of existing debts to lower your monthly outgoings
  • You are concerned about interest rates potentially increasing
  • You want a more flexible mortgage
  • You want to switch from interest only to repayment
Apply Online
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments:£
Total Payment:£
Total Interest: £
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments:£
Total Payment:£

mortgage calculator

This calculator allows you to see how your mortgage payments change at different interest rates. You can also see what affect the length of the mortgage and the size of deposit has on your repayments.

Re-Mortgaging

remortgage deals

Remortgaging is not always the right thing to do. There can be other options available such as further advances, second charge mortgages, personal loans.

My Mortgage & Protection Experts (MMPE) will assist in advising on the most appropriate loan to suit your circumstances. Equally, as a customer of MMPE, we will schedule automated reviews of your mortgage at the relevant time.

Working with our customers to assist in providing open market research of the products provided by the existing lender and the open market. Our aim being to assist our clients make informed decisions and save as much as feasibly possible on mortgage interest payments made over the term of a loan.

Apply Online

3 simple steps

1. Personal Details

Our standard fee for arranging a mortgage is £395. The fee is due upon application of a mortgage loan to the lender.

'A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.'

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

'Think carefully before securing other debts against your home'

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100