Benefits to Remortgaging
View our user-friendly fact sheets to help you make your own decisions about your mortgage today
Review Products and Gain your Mortgage Approval (no credit check)
Use our mortgage rate search tool to search for fixed rate products or see how much you could potentially save.
Select the product of interest to you and complete our Mortgage Approval Check & please note that there is no Credit Check so this will not affect your credit score.
Create a myEncompass account, this is a secure account to ensure that information you submit is in a secure environment.
Within myEncompass, complete your Mortgage Enquiry Form this will forward your information to a qualified mortgage professional for them to fully assess your request and provide you with personal remortgage research from lenders that your meet the criteria of.
Personal Product Research sent, specific to you
A qualified mortgage professional will assess your enquiry and email you personal product research to review.
Your Adviser will recommend the most suitable mortgage scheme and lender to meet your needs.
Your Adviser can then apply for an Agreement in Principle from the selected lender on your behalf.
Mortgage Application made to secure your new rate/scheme
Your Adviser will submit your mortgage or remortgage application on your behalf.
You will need to pay any lender fees to remortgage.
You can check the progress of your application using your mymortgage experts login
This process can take as little as 24 / 48 hours, if clear and correct documentation is uploaded.Can I get a Mortgage?