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Refer & Earn

Many households need/want to review their mortgage, life assurance and home insurance costs. Why not refer your friends and family to MMPE?

We promise to look after your friends and family and will help review their individual needs and requirements. With 5 Star reviews across the board, you can refer to hearts’ content knowing that your referrals are in capable hands.

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MMPE have launched Refer & Earn

Refer & Earn, is a scheme where you can refer your friends & family to benefit from independent mortgage & insurance advice.

As an existing client you can share your unique referral code with friends and family and direct them to an online referral page, where they can confirm the services of interest i.e. mortgage / remortgage / life assurance etc.

Your referral code assists us in tracking where the referral has come from. It also ensures that you, as the referee, are credited with the referral.

Your friends and family just let us know what they would like to review, and we will follow up and do the rest.

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Amazon Voucher

You can track various stages of any progress through our secure client portal

As a big thank you, you will receive a £50 Amazon voucher which can be redeemed for each referral that completes an application with MMPE. Your referral will also receive a £25 voucher to thank them for becoming a client.

Double bubble!

Hopefully our Refer & Earn scheme is a real win-win.

With Christmas around the corner and the rising cost of living, these vouchers could really help.

MMPE would equally be very grateful to you for helping our business in this difficult financial environment.

Your personal referral code has been emailed to you. It is also available to view by logging onto the Client Portal. At the bottom of the

Welcome page there is a section to track your referrals and retrieve your unique code to share.

For the full Terms & Conditions for the referral scheme please visit our referrals terms & conditions page.

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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      Automatic Property Value Updates

      Changes in property value, coupled with a potential reduction in your loan amount (with a repayment mortgage), mean a change in the equity available in your property (Loan to Value); hence there could be improved opportunities for a better mortgage for you.

      Product Expiry Date

      Sussed will track when your mortgage is due to expire (usually when your mortgage payments rise substantially as you will automatically transfer to your lender’s standard rate).

      The app will alert you when it’s the right time to discuss your options with your mortgage broker.

      Sussed can help you plan.

      Rate Riser

      This feature is ideal for today’s economy and increasing prices. Sussed will continually scan the market, looking for the best-fixed rates available, especially when interest rates are rising.

      Using a series of algorithms, our clever technology can identify longer-term fixed rates available today that could save money against predicted rates at the end of your current product term (including the cost of transfer) – sussed is doing all the hard work.

      Equity Available

      With automatic property value updates and your Mortgage information loaded, this feature calculates the amount of equity and the maximum potential loan that may be available within a landlord’s portfolio. This will assist with seeing if there is the opportunity for to perhaps buy another property from leveraging your portfolio.

      Within sussed, you will also be able to see each of your properties with a roadside picture, a confirmed property value, monthly rental, current mortgage balance, payments, interest rate and the Loan to value/Gross rental yield.

      Sussed can help you manage your portfolio.

      Early Review

      This feature is there waiting for interest rates when they reduce. Using the same technology as Rate Riser, sussed will identify if your current deal is now able to be improved.

      Should the interest rates decrease, sussed will compare deals available on the day with your existing deal and flag if there is an opportunity for you to save money by switching.

      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100

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