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mortgage approval check

The My Mortgage & Protection Experts “Mortgage Approval Check”, will give you a quick indication as to whether we believe we can get you a mortgage agreed in principle (this is subject to credit score and financial assessment).

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Young family signing mortgage deal

Mortgages

can i get a mortgage?

This quick, simple, and free process generally only takes a couple of minutes to complete and will give you an instant result once you have completed the online form.

Important – Please note that this process does not conduct a credit check so will not leave a footprint on your credit file.

At the end of the process, you can download your personalised Mortgage Agreement Certificate.

Benefits of a Mortgage Agreement in Principle

There are many benefits to gaining a mortgage agreement in principle, such as;

  • Can I get a mortgage?
  • How much can you borrow?
  • Offers for a property are more likely to be accepted if your mortgage is agreed.
  • Find out how much your mortgage will cost
  • View properties that you have the affordability to buy

Working with our team of professionals, we will help you gain the answers to these types of questions. Plus, at MMPE we will give you a helping hand and guide finding the right mortgage products for you.

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Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 0% - 15%):
Repayment Period (Between 25 - 30 Years):
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Monthly Payments: £
Total Payment: £
Total Interest: £
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments: £
Total Payment: £

mortgage affordability calculator

This calculator allows you to see how your mortgage payments change at different interest rates. You can also see what affect the length of the mortgage and the size of deposit has on your repayments.

Couple with keys to new house

Mortgages

why use a mortgage broker like mmpe

  • MMPE are independent mortgage brokers (we work on behalf of our clients to find the right mortgage deals for you)
  • MMPE do not charge fees for research and assessment of the mortgage or providing research.
  • Access to secure digital systems to make research and applications, quickly, efficiently, and securely
  • access to whole of market lending (we deal with most UK lenders)
  • we take pride in looking after our clients’ needs and requirements, to find the right mortgage and insurance solutions

Do not put off speaking with us, even if your enquiry is tentative, we will be pleased to assist.

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Our standard fee for arranging a mortgage is £395. The fee is due upon application of a mortgage loan to the lender.

'A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.'

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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    Automatic Property Value Updates

    Changes in property value, coupled with a potential reduction in your loan amount (with a repayment mortgage), mean a change in the equity available in your property (Loan to Value); hence there could be improved opportunities for a better mortgage for you.

    Product Expiry Date

    Sussed will track when your mortgage is due to expire (usually when your mortgage payments rise substantially as you will automatically transfer to your lender’s standard rate).

    The app will alert you when it’s the right time to discuss your options with your mortgage broker.

    Sussed can help you plan.

    Rate Riser

    This feature is ideal for today’s economy and increasing prices. Sussed will continually scan the market, looking for the best-fixed rates available, especially when interest rates are rising.

    Using a series of algorithms, our clever technology can identify longer-term fixed rates available today that could save money against predicted rates at the end of your current product term (including the cost of transfer) – sussed is doing all the hard work.

    Equity Available

    With automatic property value updates and your Mortgage information loaded, this feature calculates the amount of equity and the maximum potential loan that may be available within a landlord’s portfolio. This will assist with seeing if there is the opportunity for to perhaps buy another property from leveraging your portfolio.

    Within sussed, you will also be able to see each of your properties with a roadside picture, a confirmed property value, monthly rental, current mortgage balance, payments, interest rate and the Loan to value/Gross rental yield.

    Sussed can help you manage your portfolio.

    Early Review

    This feature is there waiting for interest rates when they reduce. Using the same technology as Rate Riser, sussed will identify if your current deal is now able to be improved.

    Should the interest rates decrease, sussed will compare deals available on the day with your existing deal and flag if there is an opportunity for you to save money by switching.

    Regional Price Limits

    There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

    • East - £407,400
    • East Midlands - £261,900
    • London - £600,000
    • North East - £186,100
    • North West - £224,400
    • South East - £437,000
    • South West - £349,000
    • West Midlands - £255,600
    • Yorkshire and the Humber - £228,100

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