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Life Cover

Life assurance protects you and your family from the unexpected.

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Family Income Benefit

I am sure that we would all want to think that our family will be well supported if we were no longer around to support them.

Life assurance provides peace of mind and financial protection when you die.

Leaving a lump sum behind can help repay a mortgage, or pay rent, plus support family, and loved ones so that they can maintain their standard of living.

Types of life assurance:

  • life cover, (whole of life / term assurance)
  • income protection in the event of ill-health
  • serious/critical illness cover

Life cover can be far more cost-effective than most people think.

If you do not have cover in place to protect you and your loved ones, perhaps now is the time to consider your options?

What’s in it for me? Historically, life assurance policies gave nothing back. With life assurance today, you can benefit from usable perks that you can use every day. From access to 24-hour virtual GPs to discounted gym memberships or trips to Champneys.

Perhaps, it’s time to review your cover?

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We can help you find the right combination of cover at a competitive premium from the whole of market.

  • Get quotes in less than 60 seconds.
  • quick, simple, and free!
  • Search and compare quotes from the U.K.’s leading insurers.
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Prefer to speak with an expert?

Contact us for a quote and expert advice. Be assured we will work with you to make sure solutions fit within your budget.

  • Let us work out what cover you need.
  • Cover available from the UK’s leading insurers.
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My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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      Automatic Property Value Updates

      Changes in property value, coupled with a potential reduction in your loan amount (with a repayment mortgage), mean a change in the equity available in your property (Loan to Value); hence there could be improved opportunities for a better mortgage for you.

      Product Expiry Date

      Sussed will track when your mortgage is due to expire (usually when your mortgage payments rise substantially as you will automatically transfer to your lender’s standard rate).

      The app will alert you when it’s the right time to discuss your options with your mortgage broker.

      Sussed can help you plan.

      Rate Riser

      This feature is ideal for today’s economy and increasing prices. Sussed will continually scan the market, looking for the best-fixed rates available, especially when interest rates are rising.

      Using a series of algorithms, our clever technology can identify longer-term fixed rates available today that could save money against predicted rates at the end of your current product term (including the cost of transfer) – sussed is doing all the hard work.

      Equity Available

      With automatic property value updates and your Mortgage information loaded, this feature calculates the amount of equity and the maximum potential loan that may be available within a landlord’s portfolio. This will assist with seeing if there is the opportunity for to perhaps buy another property from leveraging your portfolio.

      Within sussed, you will also be able to see each of your properties with a roadside picture, a confirmed property value, monthly rental, current mortgage balance, payments, interest rate and the Loan to value/Gross rental yield.

      Sussed can help you manage your portfolio.

      Early Review

      This feature is there waiting for interest rates when they reduce. Using the same technology as Rate Riser, sussed will identify if your current deal is now able to be improved.

      Should the interest rates decrease, sussed will compare deals available on the day with your existing deal and flag if there is an opportunity for you to save money by switching.

      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100

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