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first time buyer mortgages

First time buyer mortgages can be confusing. My Mortgage & Protection Experts will help you find the best deals in the UK and take the stress out of purchasing your first home.

Couple signing new mortgage deal

Mortgages

first time buyer

As a first-time buyer, you will have many questions. By working with a trusted and professional mortgage broker firm such as MMPE, you will have access to a team of experts who can assist you with these questions and provide you with answers and guidance.

At MMPE, we believe independent mortgage advice is crucial to get the most suitable mortgage for you, but also to benefit from support and get answers to questions such as;

  • Can I get a mortgage?
  • How much can I borrow?
  • How much deposit do I need?
  • How do I know the best deal for me and my situation?
  • How do I get a mortgage agreement in principle?
  • What do APR and loan to Value mean?
  • What does a conveyancer / solicitor do?
  • Do I need life assurance and protection advice?
  • What type of survey should I have?

Working with our team of professionals, we will help you gain the answers to these types of questions. Plus, at MMPE we will give you a helping hand and guide finding the right mortgage products for you.

Apply Online
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments:£
Total Payment:£
Total Interest: £
Mortgage Amount (The amount you wish to borrow):
Annual Interest (Between 2% - 5%):
Repayment Period (Between 25 - 30 Years):
Monthly Payments:£
Total Payment:£

mortgage calculator

This calculator allows you to see how your mortgage payments change at different interest rates. You can also see what affect the length of the mortgage and the size of deposit has on your repayments.

Family with packing boxes

Mortgages

first time buyer advice

If you are looking for impartial first time buyer advice you have come to the right place. MMPE are regulated by the FCA. What this means is that we can give advice that can be audited. As a business we want to make sure that we carry out thorough personalised research, ensuring that the products and mortgages that we recommend are the most suitable to suit your needs and circumstances.

Gaining Professional Advice could potentially save you £1,000’s over the term of a Mortgage. Get started today with our three simple steps and let our team provide you with everything you need to purchase your first house without the stress or excessive fees.

Apply Online

3 simple steps

1. Personal Details

Our standard fee for arranging a mortgage is £395. The fee is due upon application of a mortgage loan to the lender.

'A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.'

My Mortgage Experts & Protection Experts Ltd (FCA 937076), is an Appointed Representative of King Mortgages Ltd.

King Mortgages is authorised & regulated by the Financial Conduct Authority (FCA). King Mortgages Ltd is entered on the financial services register http://register.fca.org.uk/ under reference number 803561.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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      Regional Price Limits

      There are price limits on homes you can buy with an equity loan. The limit is different for each region in England.

      • East - £407,400
      • East Midlands - £261,900
      • London - £600,000
      • North East - £186,100
      • North West - £224,400
      • South East - £437,000
      • South West - £349,000
      • West Midlands - £255,600
      • Yorkshire and the Humber - £228,100